In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s Build Your Proficiency Diagnostic to provide context for your prior knowledge and consider the new content about personal financial goals, factors that affect our financial decisions, and the economic forces that can impact them as you respond to the following discussion prompt.

In a minimum of 175 words respond to question 1 and at least two additional questions from this list:

1. Choose two of the study objectives from Chapters 1 and 2 with your lowest scores on the Build Your Proficiency diagnostic. How might this concept be important to your personal finances? Why would you want to know more about this?2 studies you can speak about is developing a system for finacial record keeping,and preparing a personal balance sheet,and explain how compound interest benefit investors.

2)Use this Compound Interest Calculator from Bankrate to gain a broader perspective on your goals in 10, 20, and 30 years. What does the calculator show you about the time value of money and compound https://www.bankrate.com/calculators/savings/compo…

Hello,

This is a Managerial Economics – Theory Reflection Essay for 1500 words.

Instruction attached, one page instruction and very clear.

1. reflect on the economic theories taught in this module through the prism of its application to the real world, in both tutorials and in the assessed case study.

(Theories in the syllabus, and Cases all in the link file.)

2. you must reflect on how identifying, describing and analysing real-world problems has affected your understanding of the theory and practice of one or more aspects of the managerial economics topics from the syllabus.

3. to assess your ability to critically discuss the economics used in your case study analysis, including its assumptions and limitations.

4. NEED EXTERNAL SOURCES TO BACK UP the reflection.

Academic sources Only, for 10+. Harvard style.

—————–—————————————————————————————

Checklist:

• Does the theory help explain situations in the real world? Why? Why not?
• exhibit ability to go beyond the syllabus, e.g., by engaging with relevant academic research.

———————————————————————————————————

Cases link:

https://www.sendspace.com/file/1qgj2l

Click download and it will download itself.

I’m working on a finance multi-part question and need guidance to help me learn.

Assume that you are nearing graduation and have applied for a job with a local bank. As part of the bank’s evaluation process, you have been asked to take an examination that covers several financial analysis techniques. The first section of the test addresses time value of money analysis. See how you would do by answering the following questions.

1. Draw time lines for (a) a $2000 lump sum cash flow at the end of year 4, (b) an ordinary annuity of $1000 per year for 5 years, and (c) an uneven cash flow stream of -$450, $1000, $650, $850 and $500 at the end of years 0 through 4.
2. What is the future value of an initial $1000 after 5 years if it is invested in an account paying 5% annual interest?
3. What is the present value of $1000 to be received in 4 years if the appropriate interest rate is 5%?
4. We sometimes need to find out how long it will take a sum of money (or anything else) to grow to some specified amount. For example, if a company’s sales for 2020 is $1000 and expected to grow at a rate of 10% per year, how long will it take sales to double?
5. If you invested $10,000 in an investment account and you expect it to double in 4 years, what interest rate must it earn?
6. What is the future value of a 5-year ordinary annuity of $1000 if the appropriate interest rate is 5%? What is the present value of the annuity?
7. What is the future value of $1000 after 4 years under 10% annual compounding? Semiannual compounding? Quarterly compounding? Monthly compounding? Daily compounding
8. What is the effective annual rate (EAR or EFF%)? What is the EFF% for a nominal rate of 5%, compounded semiannually? Compounded quarterly? Compounded monthly? Compounded daily?
9. Construct an amortization schedule for a $1,000, 12% annual rate loan with 4 equal installments. What is the annual interest expense for the borrower, and the annual interest income for the lender, during Year 2?
10. Suppose on January 1 you deposit $1000 in an account that pays a nominal, or quoted, interest rate of 12%, with interest added (compounded) daily. How much will you have in your account on October 1, or 9 months later?
11. You want to buy a car, and a local bank will lend you $10,000. The loan would be fully amortized over 6 years (72 months), and the nominal interest rate would be 10%, with interest paid monthly. What is the monthly loan payment?
12. While Mary Corens was a student at the University of Tennessee, she borrowed $20,000 in student loans at an annual interest rate of 5%. If Mary repays $200 per year, then how long (to the nearest year) will it take her to repay the loan?

A Medicare Cost Report (MCR) collects descriptive data, both Financial and Statistical in nature to identify if a facility has been over or Underpaid for Medicare patients. The data is also utilized to set Prospective payments.  MCRs are in place for Institutional Providers not Physicians and remains the ONLY national data available for all types of providers, Profit, Not for Profit, and Governmental.

Typical providers are: Hospitals, SNFs, HHA, Hospice, Renal Dialysis centers, FQHC and CAH (Critical Access Hospitals)

For this week, your assignment is to explore the role the MCR plays in a value – based health care system.  Specifically, address issues included in the report like facility characteristics, utilization data, cost, and charges by cost center.  Furthermore, choose two utilization metrics (data) and address how it has impacted the facility of your choice.

Please select a hospital setting. You must reference an actual MCR and Identify the facility you have chosen. 

• Using the MCR Analyze the current economic trends both producing a loss and producing Revenue. What economic principles (macro and micro) are driving this shift? What element of the Medicare Cost Report did you find most valuable and why
• Select a specific institution. Identify this institution and utilizing its published MCR analyze costs and revenue of at least 3 specific departments. Then, evaluate implications of this volume to the facility’s future income stream

Here is a link for choosing a MCR:

https://www.in.gov/health/cshcr/reports-on-health-…

Use the assignment tab with the label above to download your project.   On that question, simply create a portfolio with 10% of your investment in each company and compute the return that you would have earned.  Return of each time 0.10.

Purpose

           You will need to be able to critically evaluate economic arguments and convey your reasoning to a general audience in writing. This writing assignment will help you develop these skills. You will need to demonstrate your ability to apply economic concepts and tools to different, more open-ended contexts. This will also help you develop your ability to apply and to view events through the lens of economics.

The critical examination involves a few steps. First, translating a written argument into a form that can be analyzed using tools you have learned in class. The next step is to use these tools to critically examine the argument being made. The analysis involves doing more than merely paraphrasing the textbook, class notes, or using jargon. It involves things like identifying which model/tool is appropriate for this context, checking to see if the assumptions required are satisfied, identifying any changes in circumstances, and working through the predictions, etc. You need to be able to compare your analysis with the author’s arguments and be able to articulate any differences or similarities in a precise manner. The final step is translating all of this back into clear language that readers can easily understand.

Task

There will be two writing assignments in this course to give you practice and opportunities to get feedback on your writing. This is an individual writing assignment.

For this writing assignment, you will be given an economic podcast and will be asked to critically evaluate it.  You will be graded on the quality and thoroughness of your analysis.  Therefore, you will also be graded on the clarity, flow, and overall cohesiveness of the writing in your paper.

Podcast:

https://freakonomics.com/podcast/doughnut-economics/ (Links to an external site.)

Prompt

In the podcast, economist Kate Raworth introduces a new economic framework called the “Doughnut model.” She argues, “the blind pursuit of economic growth leaves out too many people and puts too much strain on the planet’s resources,” which runs counter to our understanding of traditional economic thinking. Imagine you are an economist and the President of the United States asks you to critically analyze the “Doughnut model.” Based on your analysis, you are to make a recommendation to the President.

Case Scenario

Dion is an engineer with Tesla Motors who helps to design electric motors. It has always been his dream to start his own business, but as he has gotten older, he has not gotten around to it. He is also an avid cyclist who rides near his home in Palo Alto, California. It is hilly terrain and as he has gotten older, he has found it more difficult to navigate the steep terrain.

He has thought about buying an electric bike that would give him an additional boost with an electric motor. However, he has not been satisfied with any of the many brands of electric bikes he can find. The ones that work well are astronomically expensive and the less expensive models are poorly constructed and have short battery life.

One day at Tesla headquarters, Dion is having lunch with three of his colleagues when he raises his frustration with his inability to find the right electric bike. The other three are also avid cyclists, so they launch into an intense discussion. Mark, who works in Tesla’s marketing department, thinks that there is a demand for a high-quality electric bike at a reasonable cost. “There are social trends that could drive that demand,” he says. “First, commuting by bicycle is becoming more popular, and many who are new to it need that extra assistance to make it a comfortable experience. Also, as the population ages, older cyclists are looking for ways to keep cycling as much as they did when they were younger. An electric bike could help them do that.”

Dion responds that some of the new electric motor technologies he has been working on could be repurposed to create a high-quality electric bike at a reasonable cost. “I have been experimenting with some designs, and I think it is workable.” Rosalinda, who manages production of the Tesla Model S interjects, “You know, I came across a defunct bicycle factory about 20 miles north of here when we were looking at potential sites for expansion. It would be perfect to manufacture the bike you are describing.”

Dion can’t hold back any longer and blurts out, “Let’s start our own bicycle company and make this bike!” Sandra, who works in the finance department, scrunches up her face and says, “Whoa there, partner. Where is the money for this venture going to come from? While our salaries and stock options have made us comfortable, we don’t have the resources to manufacture and market this bike.”

The group agrees that they would love to start a new company, but they must figure out how to solve the finance problem that Sandra pointed out in order to do so. Later that day, Dion can’t get the idea out of his mind. Then, a potential solution comes to him. He remembers Brenda Zhang, who rode with one of his cycling groups, Palo Altitude. She is a partner in a large venture capital firm that invests in promising start-ups. Dion isn’t sure if she even remembers him, and she only knew him as a cyclist, not an engineer. But he thinks it’s worth a try.

He sends the following email:

To: Brenda Zhang
From: Dion Morris
Re: Electric Bicycle Start-Up

Several of my colleagues at Tesla and I have come up with a new design for an electric bicycle that would be relatively inexpensive, very efficient, as well as durable. I know this is coming out of the blue, but I am hoping you will remember me from our rides with the Palo Altitude group. We are looking for start-up funding, and I thought a fellow cyclist like you would see the potential market for a high-quality, inexpensive electric bicycle. Please let me know what you think.

Later that day, he is surprised to find the following email in his inbox:

To: Dion Morris
From: Brenda Zhang
Re: Electric Bicycle Start-Up

Of course, I remember you, Dion. You were always at the head of the pack in our rides. I am intrigued by your idea and would like to set-up a meeting to discuss it. I need to start doing my homework on the venture to see whether I and my partners are willing to provide funding. In preparation for our meeting, I would like you to prepare a memo that addresses the following issues:

• Why do you think you can create a successful start-up? What traits will you need to be an entrepreneur?
• What kind of leadership style would you use, and why?
• Describe your product and why you think there is a market for it.
• What legal form do you think best suits your start-up and why?
• What kind of financial document should you provide so that I can evaluate the viability of your start-up?
• What are the characteristics of your target market?
• Explain specific types of marketing the business should pursue.
• What other sources of funding might be available for you, whether or not we invest in your start-up?
• How would you organize your management team, and who in your group would lead each function in the organization?
• What brand name do you propose for your electric bike, and why did you choose it?

Please send this to me by next week, at least a day before our meeting. I look forward to our discussion.

You are a good friend of Dion’s. He respects you for your degree in Business and Management and your good business sense. Dion feels inadequate in the details of business and asks you to draft the requested memo for him.

How to Set Up the Memo

You will use the attached project 2 memo template. The memo template should be single-spaced with a blank line between paragraphs. Write clearly and concisely in 12-point Times New Roman. The final product will be in a business memo format, no longer than eight pages in length (excluding the cover page and references page).

Include a title, the course number and section, your name, and the instructor’s name on your title page.

Instructions

Draft the requested memo under Dion’s name. Draw on the learning resources that are in the classroom to influence your answers. This is not a research-based project, so don’t use any sources other than the course materials.

Review/Proofread your Memo

Read through your memo to ensure all required elements are present and clear.

Submit the Memo in the Assignment Folder

The document you submit to the Assignment Folder will be considered final and ready for grading. Please double-check that you are submitting the correct document.

Project 2 template – Contemplating Starting a Business

Title of Paper

Student Name

School Name

Company Name

Memo

To:	Brenda Zhang
From:	Dion Morris
Date:	[Date]
Re:	[Subject]

Business Summary

Business Summary

[Write a quick overview of the proposed start-up.]

Business Details

[Write responses to Brenda’s questions, using concepts from the course materials to inform your answers.]

• Why do you think you can create a successful start-up? What traits will you need to be an entrepreneur?
• What kind of leadership style would you use? Why?
• Describe your product and why you think there is a market for it.
• What legal form do you think best suits your start-up and why?
• What kind of financial document should you provide so that I can evaluate the viability of your start-up?
• What are the characteristics of your target customer?
• Explain specific types of marketing the business should pursue.
• What other sources of funding might be available for you?
• How would you organize your management team, and who in your group would lead each function in the organization?
  • Refer to Dion’s coworkers from his initial conversation.
• What brand name do you propose for your electric bike, and why did you choose it?

Conclusion

[Write a concluding paragraph or two that emphasizes the reasons Brenda’s firm should invest in your venture.]

Examples of References

Grady, J. S., Her, M., Moreno, G., Perez, C., & Yelinek, J. (2019). Emotions in storybooks: A comparison of storybooks that represent ethnic and racial groups in the United States. Psychology of Popular Media Culture, 8(3), 207–217. https://doi.org/10.1037/ppm0000185

(sample citation of a journal article)

Sapolsky, R. M. (2017). Behave: The biology of humans at our best and worst. Penguin Books.

(sample citation of a book)

UMGC. (n.d.). The Law of Demand. Document posted in University of Maryland Global Campus BMGT 110 2208 online classroom, archived at http://campus.umgc.edu

(sample citation of this course’s readings)

Woodyatt, A. (2019, September 10). Daytime naps once or twice a week may be linked to a healthy heart, researchers say. CNN. https://www.cnn.com/2019/09/10/health/nap-heart-he…

(sample citation of an internet source)

Need help with my Finance question – I’m studying for my class.

VID: https://youtu.be/BPJ2UW13CCg

Discussion 2: (3 points) (Hello, I would like you to discuss the topic I listed above and answer the questions asked)

The CEO of “The Family Office” is talking about the role of wealth management in risk planning; he first distinguished between speculation and investing and briefly explained that our investment strategies must be written in order to follow a certain plan to accomplish the goal of our investments. But the CEO mentioned that he would not recommend for investors to borrow funds from banks and use them in investing. He called this “The biggest mistake.”

• As an investor, do you agree with the CEO? Why?
• Suppose you are interested in a high rate of returns, but you know with high returns, there are high risks. So, what will be your investment strategy? How can you minimize your ris

Social Security is the largest source of retirement income for most Americans.. Four claiming scenarios are considered:

• receiving benefit early at age 62;
• receiving full benefit at age 67;
• delaying benefits until age 70;
• one person takes full benefits at age 67, and the other person receive spouse benefits and switches to delayed benefit at age 70.

After analyzing the scenarios, find the optimal social security claiming decision for the couple.

1. Complete the Case Study Exercises (#1~#4) at the end
2. complete this on excel